Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees.